When it comes to owning a motorcycle, there are many things to consider. One of the most important is having adequate insurance coverage. While insurance can protect you in many situations, there are certain things that your motorcycle insurance may not cover. Here are five things you should be aware of:
Riding without a valid license:
Motorcycle insurance typically requires you to have a valid driver’s license. If you ride without a license and get into an accident, your insurance provider may deny your claim. It’s important to make sure that you have the necessary licenses and certifications to operate your motorcycle.
Riding under the influence of drugs or alcohol:
If you are involved in an accident while riding under the influence of drugs or alcohol, your insurance provider may not provide coverage for any damages or injuries sustained.
If you intentionally cause damage to your own motorcycle or someone else’s property, your insurance policy may not cover the costs of repairs or replacement. This is because insurance policies are typically designed to provide coverage for unforeseen and accidental events, not deliberate actions.
Racing or stunts:
Many insurance policies have exclusions for accidents that occur while racing or performing stunts. If you participate in these activities, you may need to seek specialized coverage. It’s important to read the fine print on your policy to understand what is and isn’t covered.
Riding motorcycle abroad:
Different countries have different traffic laws, and failure to abide by these laws can lead to accidents and injuries. However, if you are involved in an accident due to a violation of unfamiliar traffic laws, your insurance provider may deny your claim.
If you really want to avoid all these frustrating scenarios happening to you, then comprehensive coverage is for you! This is because comprehensive motorcycle insurance covers non-collision damages, like theft, vandalism, and natural disasters. It may also cover hazards like falling objects and animals. If your motorcycle is damaged or stolen, comprehensive coverage can pay for repairs or replacement, up to your policy limit!
What’s even better is, at GoInsuran, we provide comprehensive coverage that caters to your unique needs and protects you! Don’t risk going uninsured, renew your insurance now! https://bit.ly/goinsuranmotor